Description
This 3-part insurance in superannuation series is designed for all financial services professionals that have clients who have or are considering insurance in superannuation. Throughout these sessions, we will cover some of the key superannuation, insurance and estate planning matters that must be considered for clients.
Part 1 – Funding insurance in super: strengths, weaknesses and the regulator’s view
This session covers the pros and cons of structuring insurance through superannuation and the types of clients it may benefit.
We work through issues to consider to ensure a client’s insurance is structured in their best interest from a holistic view encompassing the broader superannuation and advice regime.
By participating in this training, participants will be able to:
- Compare and contrast the key strengths and weaknesses of insuring inside superannuation, including the restrictions within superannuation, the taxation treatment of the funding options and estate planning tips to consider
- Analyse the strategies and opportunities available to clients insuring inside superannuation, including how death benefit pensions can provide tax free withdrawals (above minimum) irrespective of age, and
- Recognise the regulator’s view and the steps required when making a recommendation to pay for insurance from superannuation.
Recorded on 15 September2022
Presented by Natasha Panagis
1 CPD point
