November 13 @ 12:30 PM - 1:30 PM AEDT
When employment ends, whether through redundancy, resignation, or retirement, clients may receive more than just their final salary. While termination payments can be complex, they also provide valuable opportunities for advisers to deliver strategic guidance and add real value.
In this webinar, we’ll unpack how different types of termination payments are taxed, what qualifies as a genuine redundancy, and when concessional tax treatment applies.
We’ll also explore how timing, super contributions, and income management can shape better outcomes. We will also look at the social security and retirement planning angles that are often overlooked.
Learning Outcomes
By the end of this session, you will be able to:
- Distinguish between different types of termination payments and how they are taxed
- Identify what qualifies as a genuine redundancy and calculate tax-free thresholds
- Apply the rules for employment termination payments (ETPs), including excluded vs non-excluded payments
- Strategise around super contributions, including catch-up and Division 293 risks
- Understand the tax and Centrelink impact of termination and leave payments
- Understand how age and timing impact the tax treatment of termination payouts
Register now to secure your place!
$99+GST (members) | $132+GST (non- members) | Platinum Members get it FREE
TPB CPD Hours: 1 hour | Legislated CPD Hours: To be confirmed
PRESENTED BY
STUART SHEARY
Stuart Sheary is a highly respected financial services professional with over 20 years of industry experience, specialising in superannuation, social security, and self-managed superannuation funds (SMSFs). With a strong technical background and a deep understanding of Australia’s financial and regulatory landscape, Stuart has built a career dedicated to providing financial professionals with clear, actionable guidance in these complex areas.
Stuart is well known for his ability to simplify intricate legislative and technical matters, equipping advisers with the knowledge they need to navigate regulatory changes and strategic financial planning. His expertise is demonstrated through regular presentations at industry events, contributions to technical literature, and ongoing support for financial professionals seeking to enhance their understanding of superannuation and SMSFs. His technical acumen and practical approach make him a valued resource in the financial services sector.
Before joining the Institute of Financial Professionals Australia (IFPA), Stuart held a number of pivotal technical roles where he provided expert guidance and support to financial advisers on a range of complex financial planning matters. His ability to interpret and apply legislation in a real-world advisory context has been instrumental in helping advisers deliver better outcomes for their clients.
Stuart holds a Bachelor of Economics and a Bachelor of Arts. He is also a Certified Financial Planner (CFP®) and a Specialist SMSF Advisor (SSA®) accredited by the SMSF Association, reflecting his commitment to professional excellence.
With a passion for technical education and adviser support, Stuart continues to contribute meaningfully to the industry, ensuring financial professionals stay informed, confident, and well-equipped to navigate the evolving financial services landscape.
