November 21 @ 12:00 PM - 2:00 PM AEDT
$250.00 – $425.00
Owning a home is central to many clients’ financial lives but the advice they need shifts dramatically across life stages. This masterclass follows a series of client case studies from early in life through to late retirement, unpacking the tax, superannuation, and social security considerations that come with buying, holding, selling, or passing on the family home.
We will explore how to guide younger clients through the First Home Super Saver Scheme (FHSSS), to making the most of downsizer contributions, compare retirement housing options such as lifestyle villages, retirement villages and granny flats, and address key estate planning issues.
We’ll take a deep dive into capital gains tax (CGT) and the main residence exemption and partial exemption when the full exemption doesn’t apply.
Other key topics include:
- Centrelink impacts of home ownership decisions and sale proceeds
- How the home is means tested for aged care fee purposes
- Deductibility issues and implications
This practical, scenario-based session will equip you to give confident, integrated advice at every stage of the home ownership journey.
Learning objectives
By the end of this session, you will be able to:
- Assess FHSSS benefits and risks in the context of first-time buyers
- Apply CGT rules to real-life main residence scenarios, including absence and rental periods
- Advise on downsizer contribution strategies within broader retirement plans
- Understand how the home is means tested for Centrelink and aged care
- Recognise estate planning implications related to the family home
- Deliver integrated advice tailored to evolving client needs
Register now to secure your place!
$199+GST (members) | $250+GST (non- members) | Platinum Members get it FREE
TPB CPD Hours: 2 hours | Legislated CPD Hours: To be confirmed
BUY Masterclass 1 and Masterclass 2 to get 15% off the second masterclass
PRESENTED BY
NATASHA PANAGIS
Natasha Panagis is a highly experienced wealth management specialist with deep expertise across a broad spectrum of financial services areas, including superannuation, self-managed superannuation funds (SMSFs), retirement planning, taxation, estate planning, insurance, social security, and aged care. With over 20 years in the industry, Natasha has developed a reputation as a trusted adviser and thought leader, delivering strategic insights and practical guidance to financial professionals and their clients.
Her ability to distill and communicate complex financial concepts in a clear, concise, and accessible manner has made her a sought-after commentator in the media. She has been regularly quoted in leading financial publications and frequently presents at industry conferences, professional development programs, and training workshops, where she shares her knowledge with financial planners, accountants, and legal professionals.
Natasha plays an instrumental role in shaping Australia’s financial services industry through her work in policy development and advocacy. She actively engages with Government bodies, regulators, and key industry stakeholders to influence policy settings, legislative changes, and regulatory reforms. Her contributions help ensure that the evolving financial landscape remains conducive to professional practitioners while safeguarding consumer interests.
In addition to her policy and advocacy work, Natasha is a passionate educator, regularly contributing technical articles and thought leadership pieces aimed at enhancing the knowledge and capability of financial professionals. Her dedication to professional excellence and commitment to improving financial literacy make her a valued contributor to the industry.
STUART SHEARY
Stuart Sheary is a highly respected financial services professional with over 20 years of industry experience, specialising in superannuation, social security, and self-managed superannuation funds (SMSFs). With a strong technical background and a deep understanding of Australia’s financial and regulatory landscape, Stuart has built a career dedicated to providing financial professionals with clear, actionable guidance in these complex areas.
Stuart is well known for his ability to simplify intricate legislative and technical matters, equipping advisers with the knowledge they need to navigate regulatory changes and strategic financial planning. His expertise is demonstrated through regular presentations at industry events, contributions to technical literature, and ongoing support for financial professionals seeking to enhance their understanding of superannuation and SMSFs. His technical acumen and practical approach make him a valued resource in the financial services sector.
Before joining the Institute of Financial Professionals Australia (IFPA), Stuart held a number of pivotal technical roles where he provided expert guidance and support to financial advisers on a range of complex financial planning matters. His ability to interpret and apply legislation in a real-world advisory context has been instrumental in helping advisers deliver better outcomes for their clients.
Stuart holds a Bachelor of Economics and a Bachelor of Arts. He is also a Certified Financial Planner (CFP®) and a Specialist SMSF Advisor (SSA®) accredited by the SMSF Association, reflecting his commitment to professional excellence.
With a passion for technical education and adviser support, Stuart continues to contribute meaningfully to the industry, ensuring financial professionals stay informed, confident, and well-equipped to navigate the evolving financial services landscape.
